China Trade

The People’s Bank of China announced recently that the interest rate basis of deposits and loans on one-year RMB will be raised from 0.27% as of October 28. What does the general public? What changes occur in the daily life of Chinese? According to a study entitled, the Chinese public remains calm after rising rate of RMB.

This is the first rate increase since the fall of them from May 1996. According to recent study by the Social Survey Institute of China among 2 000 people in Beijing, Shanghai, Guangzhou, Chongqing, Shenyang, Wuhan, Xiamen, Hangzhou, Zhengzhou and Qingdao, 72% of them are concerned about .

The public reaction to this measure are different regions: the people of northern cities in the country do not care too much, but those of Southern cities, with more serious reactions, have made adjustments on their deposits and investments. This shows that the Southerners have better financial sense than northerners.

the question “In your opinion, what effect will rising interest rates on your life?”, opinions are divided. But all believe that the effects should be more important for industry and commerce on their daily lives.

the question “Do you find this timely rate increases RMB?”, 57% of respondents think it’s a little late and we should have acted much earlier given the continuing surge in prices goods.

Although this increase in interest rates has caused tremors in all social strata, most people keep their cool. Higher rates are beneficial to investors, but will have negative effects on the stock market, bond market and products for wealth management, as well as buyers of homes and cars were phased payments. The study shows that more people will pay in advance loans.

Moreover, many are reviewing their investment plans in the future. 53% of respondents reported they would be more reasonable and cautious in investment, especially when it comes to buying a home on credit.

The respondents have the intention to place most of their money in the bank to postpone their plans for investment in shares or funds, 21% of respondents believed that higher rates will have important effects on the Exchange and 36% expressing less confidence in this area because of rising interest rates.

我国的公众十分关心人民币汇率上升

人民的中国银行日前宣布，政府对存贷款利率的基础上一年期人民币将由0.27％提高为10月28日。什么是大众？什么变化发生在华人的生活？根据一项研究报告，题为，我国公众保持平静后，人民币汇率上升的。

这是因为他们属于第一率从1996年5月增加。据中国社会调查研究所在2 000人，在最近的一项研究北京，上海，广州，重庆，沉阳，武汉，厦门，杭州，郑州，青岛，72％的人关注。

公众反应，这一措施是不同的地区：在该国北方城市的人却不太在意，但这些南方城市，更严重的反应，作出了他们的存款调整和投资。这表明，南方人比北方人有更好的经济意义。

的在您看来的问题“，什么样的影响将不断对你的生活利率？”，意见分歧。但都认为应该予以更多的工业和商业的重要对他们的日常生活。

的问题“你觉得这次及时加元？”，57％的受访者认为这是一个有点晚，我们应该更早采取行动由于油价持续飙升货物。
虽然利率上升，已引起社会各阶层地震
，大多数人保持冷静。高利率，有利于投资者，但对股票市场，债券市场及财富管理产品的负面影响，以及住宅和汽车购买者分期支付。研究表明，更多的人会预先支付贷款。

此外，许多正检讨未来的投资计划。 53％的受访者报告说，他们会更合理和谨慎的投资，尤其是当它来买对信贷的家。

的受访者打算把在银行的钱大部分推迟股票或基金，21的人认为高利率将有重要的影响％的受访者投资的计划Exchange和减少36％表示在这方面的信心，因为利率上升。